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Digital Banking & Technology

Modern Convenience. Personal Service.

Banking should be simple, convenient, and fit seamlessly into your day. Our digital banking tools give you secure access to your accounts whenever and wherever you need it, helping you stay connected to your finances on your schedule.

From online and mobile banking to mobile deposit, budgeting tools, bill pay, and business banking solutions, First National Bank of Osakis combines today's technology with the personal service and local relationships that set us apart.

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Popular Digital Banking Features

Online & Mobile Banking

Securely access your accounts 24/7 with your preferred device!  Use Online Banking at a desktop computer and use Mobile Banking on your smart phone or tablet!
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Mobile Wallet

Mobile Wallet is an app on your smart phone that stores your debit and credit card information; once stored, you can use your phone to make purchases.
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Mobile Check Deposit

Use the camera on your smart phone to deposit checks directly into your checking or savings account!  Login to Mobile Banking and select "Deposit a Check" to get started!
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eStatements & eNotices

Get fast, free access to your account statements by signing up for eStatements!  Securely view your statements online and reduce clutter by saving your statements electronically.
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Debit Card Controls

Using Online or Mobile Banking, enable or disable your debit card instantly!  Plus, order a replacement card or report your card lost or stolen.
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Bill Pay

Save time, effort, and postage by using Bill Pay to pay businesses, organizations, or other people!  Whether you're using Online or Mobile Banking, you can pay bills in seconds!
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Budgeting Tools

Use this secure personal financial management tool to create a budget, track your spending, build alerts, and set goals!  Login to Online or Mobile Banking to begin using MoneyManager!
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Online Banking

Bank on your schedule—anytime, anywhere.

Stay connected to your finances with secure, easy-to-use online banking designed for real life.

With Online Banking, you can:
  • Check balances and activity instantly
  • Transfer money between accounts (including external banks)
  • Pay bills in minutes with Bill Pay
  • View eStatements anytime
  • Set up alerts to stay on top of your account
  • Manage your debit card with built-in Card Controls
Login to Online Banking >>
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Mobile Banking

Your bank in your pocket.

Our free mobile app gives you full access to your accounts—plus tools that make everyday banking faster and easier.

With the mobile app, you can:
  • Deposit checks using your phone camera
  • Log in quickly with Face ID, fingerprint, or PIN
  • Transfer funds and pay bills on the go
  • View balances, transactions, and eStatements
  • Get real-time alerts and notifications
  • Manage your debit card instantly
Open in Apple >>
Open in Android >>

Mobile Wallet

Leave your wallet at home—pay with your phone.

Add your FNB Osakis debit card to your mobile wallet and make fast, secure payments wherever contactless payments are accepted.

With Mobile Wallet, you can:
  • Pay quickly in stores with a simple tap
  • Use your phone or smartwatch instead of your physical card
  • Enjoy added security with tokenization and device authentication
  • Make purchases in apps and online without re-entering card details
  • Checkout faster with fewer steps
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Mobile Check Deposit

Skip the trip—deposit checks from anywhere.

Use your phone to securely deposit checks in minutes, without visiting the bank.

Why customers love it:
  • Deposit checks 24/7
  • Quick access to funds (processing times may apply)
  • Deposit into multiple accounts
  • Easy, secure process
Open in Mobile Banking >>
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eStatements & Notices

Go paperless and stay organized.

Get faster, more secure access to your account documents—without the clutter.

With eStatements, you can:
  • Access statements anytime in online or mobile banking
  • View documents sooner than mail delivery
  • Reduce paper clutter and stay organized
  • Lower risk of lost or stolen mail
  • Avoid monthly paper statement fees
Open in Mobile Banking >>

Debit Card Controls

Stay in control of your card—instantly.

Turn your debit card on or off, set alerts, and protect your account in just a few taps.

With Card Controls, you can:
  • Enable or disable your card instantly
  • Report a lost or stolen card
  • Set spending alerts and limits
  • Monitor transactions in real time
  • Activate or replace cards quickly
Open in Mobile Banking >>
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Bill Pay

Pay bills quickly—without writing checks.

Save time and simplify your monthly routine by paying bills online in just a few clicks.

With Bill Pay, you can:
  • Pay businesses or people anytime
  • Set recurring payments
  • View payment history
  • Reduce postage and paper clutter
  • Enjoy a secure, easy payment process
NOTE: Use Bill Pay at least once every 30 days to avoid a $5.00 monthly fee.
 
Open in Mobile Banking >>

Budgeting Tools (MoneyManager)

Take control of your finances with confidence.

Track spending, set goals, and see your full financial picture—all in one secure place.

With MoneyManager, you can:
  • Create and manage budgets
  • Track spending across accounts
  • Set savings goals
  • Monitor cash flow
  • View all your accounts in one place
  • Calculate your net worth
Open in Mobile Banking >>
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Additional Banking Services

We also offer:
  • ATM Cash Card
  • Notary Services
  • Visa Gift & Travel Cards
  • Wire Transfers
  • Savings Bond Redemption (current customers only)
  • Direct Deposit
  • Night Depository
  • Safe Deposit Boxes
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Personal Banking
Personal Loans
Business Banking
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Agriculture Banking
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